As most of you know, I work from and have been doing so for the past 4 years. Quite frankly, I enjoy working from home. I can’t say I don’t have deadlines because I do. I also answer to someone. Actually, I have two bosses! But the atmosphere at home is much different from that of an office and also, there’s less pressure here. Well at least that’s what I think. I still wake up at 8 in the morning each day because I have to “clock in” for one of my bosses at exactly 9am. But even so, I can work and take a break whenever I want to without anybody breathing down my neck!

However, if there is a disadvantage I see in working from home, it would have to be that I am not covered by my bosses as far as my benefits as an employee go. Before, all statutory deductions were automatically applied every pay day. All those employed in the company I worked for were also covered by temporary health insurance. But now, I would have to make my own contributions if I want my Social Security and Medicare benefits to continue. Not that it’s too much of a hassle for me to take care of. It’s just that it’s harder to keep track and be diligent in paying the contributions when you have to do everything yourself.

I know I need to look into those contributions because I might just need them in the future. I also need to find out if there’s a provider of short term health insurance that I can contact while I shop around for a company that offers affordable health insurance. I’m not getting any younger so I need to make sure I’m well taken care of in case something happens.

Going around the city is hard if you're a commuter. Ironically, it's also hard even if you have a car because of the continuous rise of fuel prices and the unimaginable traffic situation here in the country. But even if this is so, our small family (that would be me, my brother, his wife and kid) still go around the city in our car. We have a Honda Civic and my brother, just like any guy I assume, is crazy over the car. He’s always finding ways to enhance the car. Don’t get me wrong, spending his time on the car is better than spending his time going out with his friends. We were talking the other day and he’s trying to look for a good company that could offer him the best quote for a short term insurance for our car. I think that’s a good idea especially since there are times when we have to drive out to the province. I’m already starting to look for companies offering car insurance on short term basis. I believe that getting short term insurance for the car would come cheaper. I’m thinking of looking for a company that could provide up to 6 months coverage at a friendly price. I think that would be just perfect.